Eight years in the industry, with a team holding over 20 years of combined experience in business financing in Singapore.
A bank can only offer its own facilities. A broker paid by one lender has a reason to prefer that lender. Fundwise is neither — we do not fund loans, so there is no book to protect and no product to place.
That structural fact is the whole proposition. It is why we can tell a business that the right answer is a smaller facility, a different structure, or not borrowing at all — none of which earns us anything on the day.
We are not a financial institution and we do not lend. The comparison you receive is the one we would run for ourselves, because no outcome pays us differently.
Our team knows which structures institutions actually approve, which applications fail at documentation, and where the gap between a headline rate and an effective rate hides.
Never a promise on approval, rate, amount or timing. Institutions decide those, and they run their own assessments regardless of what we think.
The same person from the first conversation through to disbursement, including the questions that come back mid-application.
To deliver cost-effective services that empower everyone trying to build a business — by making the real cost of financing legible before anyone commits to it.
We publish what we know. The resource library is free and unpaywalled, and it is the clearest test of whether the advice is worth having.
Leave us a message and we will come back within 48 hours. No obligation, and nothing committed until you have seen the full cost in writing.