Financing solutions

Get the most out of your loans.

Secure higher loans and better interest rates. We compare financing across banks and licensed institutions in Singapore, and tell you plainly what each one will actually cost.

01We are not a lenderAn intermediary. We do not fund loans, so we have no reason to steer you toward one.
02Eight years in the marketBuilt on banking experience, not on a directory of rates.
03Every cost written downEffective rate, fees and total repayment — before you commit to anything.
Why Fundwise

Helping you secure loans that make financial sense.

Time is money, and we intend to help you save both. Faster, better-matched financing — without the guesswork about what you will actually pay.

01

Expertise through experience

Rich banking experience behind every recommendation, so the loan structure we suggest is one institutions actually approve — not one that merely looks good on paper.

02

Tailored to your position

Tell us what the business needs and when. We work from your actual position — revenue, timing, what is already secured — rather than a standard product list.

03

Guidance through the application

Step-by-step support through documentation, submission and the questions that come back. Most declines are avoidable and happen at the paperwork stage.

What we arrange

Two ways to fund a business.

Line of credit

Flexible access to funds you draw on as needed. You pay for what you use, which suits uneven cash flow better than a fixed term loan.

  • Overdraft facilities
  • Trade facilities and invoice financing
  • Factoring and floor stock
View credit lines →

Business loans

A fixed amount over a fixed period. Cheaper per dollar than a credit line when you need the full sum for the full term.

  • Working capital and bridging loans
  • Equipment, machinery and asset financing
  • Enterprise Financing Scheme loans
View loans →

Not sure which?

Most businesses arrive certain they need one and leave with the other. The right answer depends on how the money moves, not on how much you need.

  • We assess both against your position
  • No obligation, no cost to ask
  • Plain comparison of total cost
Talk it through →
Financing tool

Know the number before you apply.

Pick a loan type, enter the amount and tenor, and see the monthly repayment, the total interest and the simple rate alongside the effective one. The gap between those two rates is where most borrowers are caught out.

Open the calculator
Monthly payment$0
Total interest paid$0
Simple interest rate0.00%
Total amount paid$0

Illustration only. Not a quote, an offer, or an indication of approval. Institutions run their own assessments and set their own terms.

Start here

Tell us what the business needs.

Leave us a message and we will come back within two working days. No obligation, and nothing committed until you have seen the full cost in writing.

Fundwise

Fundwise is a financing intermediary, not a financial institution, and does not itself provide loans. Information on this site is general in nature. Banks and licensed institutions run their own assessments and set their own terms.

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