Loans

EFS loans

Enterprise Financing Scheme is a government risk-sharing scheme that helps SMEs to obtain unsecured working capital loans and trade facilities.

benefits of loan

Choosing the right loans for your needs

Compare between loans to figure out which is the one that will serve you best.
01

Assistance for budding companies

For any firms incorporated within the last 5 years, EFS will provide government risk sharing of up to 70% to participating financial institutions.

02

Support for all industries

The EFS is designed to support companies across all industries throughout all stages of growth.

03

Longer repayment durations

For some of the loans, you are granted up to 15 years maximum repayment period.

The types of loan under EFS

With the purpose of supporting Singapore SMEs throughout their different phases, there are 6 different areas that will address enterprises' financing needs.

1) SME Working Capital Loan / Temporary Bridging Loan

2) SME Fixed Assets Loan

3) Venture Debt Loan

4) Trade Loan

5) Project Loan

6) Mergers & Acquisitions Loan

How The Process Works

Guiding you every step of the way to optimise your loan experience.

Reach out to us

Send us a message specifying your loan type and your pain points. We will get back to you in 48 hours maximum, where we work out a time that accommodates both our schedule.

Matching your needs to the right loans

In the meeting, we will figure out what is your main concern and work out a most suitable solution among the many that may be applicable to your case.

Proceed with the loan

After sorting out the granular, you can begin with the application for a loan that matches your needs.

Contact us

Brief us about your situation before we get on a call to discuss the specifics.

Contact Information

We will get back to all enquiries within 48 hours.

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